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This is only true if the amounts you're asking to collect on are real. You'd be committing tax fraud if you actually asked for + $200 + $50 in fees on top of the amount that they actually owe you and then wrote it off.
Since you've refused to issue prorated refunds, the $50 cannot be considered something they owe you since even if they only charged back the pro-rated amount (aka how much you owe them), that fee would've also needed to be paid on your part. The $200 fee is BS and something you've pulled out of your ass, and you can't justify how they possibly could owe you that money.
If what you're saying is true what would prevent you from adding a $1mil fee and then writing that off in a few years? You can't just make up arbitrary debts, send collections after your customers and then when they refuse to pay, write off all the money.
Also: reminder that the magic words to stop being harassed by a debt collector are "I would like to take this to small claims court".
Man, i paste this to Chatgpt and ask "did he feel or said sorr?"
You know what, chatgpt reply:
Sorry, said sorry is that hard?
Then when will you open up the opportunity to back up data? I don’t want the money. As I said, many honest customers will lose power before they have time to transfer their data. Data is more valuable than vps.
Yeah,but mjjs dont care about data.
But anyway, nodeseek!=mjj
It's not rocket science either that it's (even without knowing a single letter of Canadian law) highly unlikely that the agency will be able to simply add arbitrary charges (with $75 sounding quite arbitrary) and magically make them into an enforceable claim. Sure they can try (those agencies are often kind of scummy after all) but will also pretty safely back down in the exact second they notice that there is a chance of having to explain their charge to an actual authority (read: the supposed debtor shows signs of willingness to fight the claim - depending on jurisdiction that might be just ignoring their messages thereby leaving them no discourse but filing with a court, putting their practice on official records and risking to lose later on).
You should be demanding both the money and the data, bro. Don't give up what you deserve
no idea but read your title as limewire. almost went back to 1999
It appears it is. Again, a creditor doesn’t pay for any of the recovery costs, the debtor does.
Bob (debtor) owes ACME INC (creditor) $25. ACME calls TLDR Recovery, TLDR says they want $75 to recover. ACME pays the $75. Bob now owes ACME $100. The account TLDR recovers on is $100.
If Bob ignores TLDR, a file is opened on Bob’s credit report. Now Bob’s credit score is shit. Bob’s bank loan is denied.
Don’t be like bob.
Putting a debt onto a credit report costs money constantly while it's on the report, and it's basically never worth it for small debts for obvious reasons.
Stop trying to scare your customers.
Feel free to chargeback for a refund. It's not going to result in you not getting any data back or anything.
I'm waiting for OVH to add the prefixes to their system. ETA up to 3 weeks.
There is a higher probability to recover small amounts than larger simply because people don’t want to fuck their credit over $50.
Bob is a business owner who realizes that he can’t pay his bills and decides to close his company without informing anyone. After several days, he reappears and starts blaming PayPal and all his customers for leaving them without service. He even threatens to sue them.
Bob’s behavior is unprofessional and unethical. Instead of taking responsibility for his actions, he is blaming others for his own mistakes. This kind of behavior can damage his reputation and make it difficult for him to start a new business in the future.
don’t be like Bob
Stop bullshitting.
Don’t assume the issue was due to the inability to pay bills, you’re just showing your ignorance.
When did I blame PayPal?
I can tell reading isn’t your strong point.
Fuck off.
If you want to get technical, $150 is easier to collect than $15,000.
If you want to get technical, $250 is easier to collect than $25,000.
Shall I continue, or is there a hint your missing here?
You can't make your $6 debts suddenly worth $150. You know that. You're trying to scare people into thinking you can so you can take their money without recourse.
I've already explained why you can't just add arbitrary fees on top of what your customers actually owe you. You can only collect for fees that your customers actually owe that have been outlined in the terms of the contract that was signed with them, plus interest.
This should be obvious to anyone who knows what a debt is, and I'm sure a business genius like you more than understands this.
In North America, debt collection agencies don't charge fixed fees to anyone. They charge a fee only when a debt is collected, and it's a percentage of the amount collected. This fee cannot be paid by the debtor, the province of BC makes this pretty clear, and I don't know what world you live in where you think you can add a "debt collection fee" that you haven't paid yet onto a debt you're sending to collections.
So in the world known as reality, your $6 debts -- which you cannot tack additional fees onto -- will result in a profit of $2 to a debt collection agency and $4 back to you if it's actually ever collected on (interest is negligible).
No debt collector is going to take a $6 debt.
And you're going to pay $75 to a collection agency to attempt to collect a $12 alleged/disputed debt, that there's little likelihood of ever collecting on?
MMmhmm
I've had enough of this little shit.
If the kid who can't pay Seattle Colo fees wants to claim he's reporting false info, I'm already filing reports with the FTC and suggest you do as well: https://reportfraud.ftc.gov/#/form/main
Include screenshots of the replies here and explain the situation that you have a crazy penniless canuck who has disappeared, re-appeared 8 days later with the worst knowledge of chargebacks and legal matters I've ever seen. Threatening to go hari-kari over being charged back over a scam. If anything, it'll be a nice paper-trail for the big 3 credit reporting firms, who will laugh when they see this mess.
Secondly, same source, here is how to dispute the false information and have it removed from your credit report.
https://consumer.ftc.gov/articles/disputing-errors-your-credit-reports
Your original invoice, and this thread along with an explanation will do just fine.
He's just trying to scare people out of this. No legitmate company, who usually takes a percentage of the paid accounts is going to go near this mess.
If they do, I'll make sure to legally demand proof of the terms of agreement, including of your bullshit fees and show them the actual terms of agreement page. Then they disappear.
Tell them you'd like to take it to small claims, they will really disappear.
Keep in mind, some have just enough craziness and spare time to deal with false matters like this just to prove a point. (and it's not the one who can't afford colo in seattle)
Reading your responses to the members here, there's definitely a notable deficiency in professionalism on your end. That's also accompanied by a concerning lack of respect for both your customers and their data.
LOL. Yeah they have real jurisdiction over a Canadian company. Keep seething harder, you will get your $15 dollars back. Don't give in to the bully from B.C.
This your alt, or you just stanning a fraud so hard?
Read the quote kid:
I feel you have have a learning disability, as I've already charged him back. I'm angry for the people he just scammed in December.
Keep on sucking Dvo off, or... just his alt?
It is not as simple as you put it.
It is easy to dispute the amount or your entire debt claim and then you will have to take the case to court in your customer's country. And you can't get someone registered as a bad payer on a disputed claim. And if you do take it to court, you will most likely lose many of those cases because of the laws that protect consumers.
Some of them may end with that the customer shall pay a smaller amount than your claim and you shall pay the cost of the lawsuit, or half of the cost.
And in many countries, you don't get the full cost of your lawsuit covered, simply because the loser of the lawsuit has to pay a calculated cost, not your actual cost. Where I'm from you get 30-40% of your lawyer costs covered when you win. If the losing party pays.
In some countries, they have a max on the costs in small cases, but you will still have to pay your lawyer the full price. And if a decision of a court case is appealed to a higher court, it is no longer a small case with limited costs.
But feel free to throw more bad money after those you already lost.
This is simply factually incorrect. If all parties resided in Canada, perhaps there's a shred of accuracy in your outline. I even doubt that much. But if your client is outside Canada, as 90+% are, then there's no Canadian jurisdiction over credit reporting, collection or disputed debt and transactions. The jurisdiction will lie in the customer's place of residency. And if they're in the US (or similarly elsewhere), you won't be able to report them to a credit reporting agency, especially as you have no social security numbers (and, additionally, the customer could have signed up with any name.) And you couldn't collect the debt either, even if it went to a (foreign) court, as you breached the term of the contract you made with your customers.
What happened to the two lawyers?
If you were able to pay your bills and you were profitable until the end, as you've stated, then you certainly have no legal justification to have unilaterally breached your contracts with your customers, simply because the business was no longer worth your time and investment. As you've never legally filed for bankruptcy, your debts for failure to render the services your customers paid you for, means you are legally indebted to every one of your customers. And as the customer paid for a 12 month contract and you failed to deliver what they paid for and you contractually agreed to, they are legally entitled to a full refund for the contract they paid for but you failed to deliver.
I'm surprised that he still has the patron provider tag after showing zero remorse for the customers he's screwed over. But it seems money is worth more to the LET admins than their reputation and protecting their users.
@FAT32 @trewq thoughts?