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Comments
@qenox you do realize that the scammers read these forums as well, right? There are ways to run checks on people. Not sure if I would feel comfortable discussing that.
If the police come to me with a warrant for a record (Very unlikely in this town) all I can do is hand over the information that I have. If I don't have it, well then I don't have it.
@drmike, of course, don't discuss what you are not comfortable with
but I'm sure they have lots of methods to get their schemes done... the point I was trying to make is that accepting cash lowers accountability; that's all. Checks, etc. are just fine.
I personally wouldn't accept money-by-mail unless by recorded delivery, otherwise it'd really only leave us in poo street if cash wash lost or mis-handled.
Most people who accept pay-by-mail of any form require proof of ID, at least the larger places - driver's license scan/photo (in the US), etc. Also, you're not supposed to send cash in USPS mail.
You have to pay to put money in the account, i.e. to let them loan it out? :P
That wouldn't surprise me. Banks exist solely to make money for themselves, fuck the customers. I'm sure American banks are going to start having crap like counter fees and cash handling fees soon too.
@NickM, ...probably. I do truly hate banks. At least mine is one of the "better" ones (IMO), I guess.
Yes in the US. But there are quite a few other countries where CC are very uncommon.
Credit Cards being uncommon... yes, they mostly are. But how about checks? I have never seen or touched one myself
Nobody here uses checks.
move to a cu bro
I guess that depends on where you live. In the EU they have been abandoned because the Eurocheque-agreement ended and was transferred into the plastic money called Maestro. So if you happen to have a normal bank-account with a debit card in the EU you are using technically an Eurocheque every time.
@japon yes i am in EU and i think i have a maestro somewhere (which i am not using), but i have never used or seen a cheque on paper.
I guess it is popular only in US and UK.
Trace ma DNA :P
They already do. Bank of America just had an issue when they got rid of their free checking. Lost a lot of clients on it. Not sure where they went since most of the other banks haven't done real free checking in years.
What makes you think that THEY haven't yet?
There are no good banks, but credit unions are in it only for their members, unlike banks.
I went into the transit one here in Charlotte and all they wanted to take about were their fees.
Sorry, I don't think they're any better.
Don't you have co-operative or public banks in the US? At least here in France most people have their account at a co-operative bank. In Germany most people have their money with public banks.
SUre, we have co-operative banks here in the US. I give them the money. They take the money. Lots of cooperation there.
I thought those were money changers. Changing the money from your hand to theirs.
We have building societys here. In terms of building societys I am currently with nationwide, cheshire and cambridge and was with halifax when they demutualised (earned a few thousand pound when sold I my shares).
Building societys are good as members have more of a voice and you pay less fees and get better interest rates if your saving and low rates if your borrowing normally.
That's what my "better"/regular one is actually. http://goamplify.com/
It's not that much better at a CU than a bank though, unfortunately. Apparently though they don't have international txn fees anymore (which surprised the heck out of me, because they did as of August 1). I checked all over their site and called up and they don't.
Of course, I'm sure the merchants will take care of that when I'm traveling here soon.
@japon, unless I'm wrong about coop bank, CU = coop bank. http://en.wikipedia.org/wiki/Credit_union
Simple/banksimple looks very interesting new someone who was doing a bit of work with them before they left new york for oregon,
Simple/banksimple looks very interesting new someone who was doing a bit of work with them before they left new york for oregon,
CU are a part of co-operative banks, yes. But they're are not the only ones. You also have mutual saving banks, co-operative banks that are differently structured than CU etc.
But in general you get much more service for much less costs at co-operative banks. The private banks are more interesting for big national and international business transactions. As a private person you should really check if it's worth with your few dollars to go to a private bank (let alone the risk of capital losses as private banks are traded on the stock exchange).
We plan on accepting dwalla whenever they create a decent module.
@BlueVM We've been looking at Dwolla as well, and might just integrate it ourselves if someone else doesn't do it soon. I'll let you know if we do!
@AuroraZ
Did you just say BuyVM, Hostigation, SecureDragon, VMPort, Kiloserve, Burst.net, ChicagoVPS, DMBHosting, 123systems and every other VPS provider I used have bad fraud checks?
I been using paypal for years never had a problem, use a prepaid credit/debt card.
You could just create a moneybookers account and take their "credit card" which is in fact just a debit card that you can use as a credit card, this would unlock paypal for you.
Lol