It is easy to dispute the amount or your entire debt claim and then you will have to take the case to court in your customer's country. And you can't get someone registered as a bad payer on a dispute

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And you're going to pay $75 to a collection agency to attempt to collect a $12 alleged/disputed debt, that there's little likelihood of ever collecting on?

You can't make your $6 debts suddenly worth $150. You know that. You're trying to scare people into thinking you can so you can take their money without recourse.

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Putting a debt onto a credit report costs money constantly while it's on the report, and it's basically never worth it for small debts for obvious reasons.

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to an actual authority (read: the supposed debtor shows signs of willingness to fight the claim - depending on jurisdiction that might be just ignoring their messages thereby leaving them no discours

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If what you're saying is true what would prevent you from adding a $1mil fee and then writing that off in a few years? You can't just make up arbitrary debts, send collections after your customers and

agency is hired in the first place), the debt can be written off against the companies income tax, in Canada.

Canadian, you know how collections works. The debt will just be sold and resold over and over again until it eventually dies completely. Nobody is going to put a $12 debt on a credit report. You're j

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As for the CC, well.. those take a while to come in but then again, Stripe will debt the sellers account.

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Do you have the administrators details so that people can reach out and submit Proof of Debt and be added to the list of Creditors?

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Finally, companies can hire debt collection companies 1 of 2 ways: