PawPayments — licensed crypto payment gateway | conversion to USDT/USDC built in, flat 0.5%

kait

@TimboJones said:

@kait said:

@PawPayments said: I don't see any issues here

Exactly my point, you are not very smart.

What's your beef with Canadian company? Unless that's not their actual headquarters.

Oh nothing, but why would a canadian company use a criminal hosting company and IP addresses from a shady company.

PawPayments

@averagedatahoarder said:

@PawPayments said:

@averagedatahoarder said:
1. Why is this on LowEndTalk
2. Why use this over say NowPayments or something I can selfhost? NowPayments requires no KYC and works perfectly fine for me... what is the benefit here?

1. LET isn't just for hosting providers. Plenty of hosting-adjacent services get posted here too. And hosting providers are exactly who we're looking for as merchants.
2. If you're happy with NowPayments, there's no reason to switch. A few things worth knowing though:

• NowPayments isn't actually no-KYC. According to their help center, once their AML system flags a payment, it's put on hold until you, the merchant, provide ID, proof of funds and a selfie (source). We verify merchants at onboarding instead, so there are no surprise holds later. Depending on your volume, it can be just a short form with no documents.
• NowPayments lists the US as a restricted jurisdiction in its terms of service. We work with US businesses.
• BTCPay and similar are great if you're comfortable running and updating nodes yourself. We run the nodes for BTC, ETH, Tron, Solana, TON, BSC, Base, Monero and more. You just install the plugin.

So what you are saying is that you always require KYC/verification / require it for all users, rather than NowPayments only requiring it when funds are flagged?

We require it only once for merchant onboarding.

PawPayments

@WebProject said:

@PawPayments said:

@WebProject said:
SHkeeper is one option for accepting crypto without KYC; crypto does not automatically imply dirty money, just as fiat cash can carry the same risk.

Open source is great. In fact, we don't even require paper documentation. Each PawPayments transaction is scanned for risk level by an AML provider, and you receive clean funds. With a self-hosted solution, someone could send you dirty money, which would cause issues when you try to send these funds to an exchange.

SHkeeper and crypto payments share this trait: no chargebacks ensure clean transactions without extra fees or payment gateway providers harvesting data.

They don't. And they haven't for a long time. Crypto is traceable and if you receive ransom funds or funds from the dark market and try to send them to an exchange, the exchange is more likely to block the transaction and request KYC/SOF documentation.

@kerbero21 said:
What types of businesses do you accept? Do you accept high-risk businesses?

It's easier to say what we don't accept for onboarding: https://pawpayments.com/docs/terms (§5.6). We'll be happy to provide the service for anything else not in those terms.

TimboJones

@kait said:

@TimboJones said:

@kait said:

@PawPayments said: I don't see any issues here

Exactly my point, you are not very smart.

What's your beef with Canadian company? Unless that's not their actual headquarters.

Oh nothing, but why would a canadian company use a criminal hosting company and IP addresses from a shady company.

It's crypto. Of course it's shady.

There was a recent report of Russians operating a money laundering operation through Canada. I'm sure there's more.

Obelous

@TimboJones said: There was a recent report of Russians operating a money laundering operation through Canada

Cryptomus/Heleket? lol

kait

@TimboJones said:

@kait said:

@TimboJones said:

@kait said:

@PawPayments said: I don't see any issues here

Exactly my point, you are not very smart.

What's your beef with Canadian company? Unless that's not their actual headquarters.

Oh nothing, but why would a canadian company use a criminal hosting company and IP addresses from a shady company.

It's crypto. Of course it's shady.

There was a recent report of Russians operating a money laundering operation through Canada. I'm sure there's more.

Doesn't have to be... but yeah, welcome to lowendhackerforum.

WiFi

Please add fiat payments via credit and debit cards. In its current form, the service does not offer much value. The same functionality can be implemented with a self-hosted solution or simply by using NOWPayments directly.Please add fiat payments via credit and debit cards. In its current form, the service does not offer much value. The same functionality can be implemented with a self-hosted solution or simply by using NOWPayments directly.

PawPayments

@WiFi said:
Please add fiat payments via credit and debit cards. In its current form, the service does not offer much value. The same functionality can be implemented with a self-hosted solution or simply by using NOWPayments directly.Please add fiat payments via credit and debit cards. In its current form, the service does not offer much value. The same functionality can be implemented with a self-hosted solution or simply by using NOWPayments directly.

Card payments are on our roadmap for Q4 2026 – Q1 2027, and we'll announce them as soon as they're live. If there's anything else that would make PawPayments more useful for you, please let us know.