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Once I was upset because I forget to cancel subscription from a creepy provider, then they showed me ToS and other stuffs, then I have to accept this as my mistake and move on. Mostly paypal is better in such cases, customer can see and cancel the renewal if customer don't want, then the host shall behind customer. Otherway, if customer give his/her credit card, they charge as per norms, then customer will be behind host.
I just created an account at Privacy.com for this exact reason. I don't mind a company having my credit card information, I just wanted more control over it.
Its only for US residents and can be founded only from US bank accounts.
Isn't Google Pay, Apple Pay do the same with existing bank cards for countries where they supported.
I personally had experience too, as it was a prepaid service and I paid in advance and I haven’t managed to use service as the company went bust but they did charged me twice for no service, therefore Amex refunded instantly the first payment as for the second required to fill the form to investigate the case.