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Comments

  • BasToTheMaxBasToTheMax Member

    And dinner is ready too, nice!

  • bchotbchot Member

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @BasToTheMax said:

    @PuDLeZ said:

    @Saragoldfarb said:

    @bchot said:

    @BasToTheMax said:
    Still waiting for paypal to review my info

    hehe.. paypal reviewed my info back in 2009. haven't had a proper working paypal in my name since

    They once closed my business account. Was a mess to get it reinstated again.

    I've heard of many people/businesses having many issues with PayPal. Luckily, I haven't had any (yet). I actually only have it for the random orders/payments I do as I much rather use PayPal instead of my actual card details.

    Since credit cards aren't really used in the Netherlands, PayPal is like my only option to buy stuff online

    I do remember you mentioning this last year as well or something along the lines. Now, I am curious why no credit card popularity in NL?

    it's smart, without credit cards people will have less debt.

    Exactly. I am just curious if NL government has taken active steps with that intention. If yes, kudos!

    in some countries govt cares for peoples monetary problems. in USA they just want you to be in debt as far as you can get in there.. you can get "credit card" from big retailers that can only be used in their stores. my wife with her shopping has several cards all maxed out. she was able to get some cause of my perfect credit history.. but she's very bad with money, very very very very very very very very very very very very very very bad..

    TIL. There are Governments who take steps to make sure their people aren't in debt due to corporate greed. This is awesome.
    Doesn't it affect her cr dit history or something if the cards are mixed out?

    yeah it does. i use cards to pay for stuff always. but then i pay back in the next few days. it's mostly for points. and no need to carry cash. sometimes if i am not vigilant enough to pay my spent money on time, it goes into credit history, so now my credit score went from 815 down to 812 cause i have 3% of my credit "used up". hers is way below thanks to near 100% usage.. she only pays minimum payment every month. meaning she barely covers interest and doesn't even decrease her 100% usage.. it's a stupid circle.. if you manage to amass too much usage on credit - you end up just paying interest on that spending every month.. and can never recover for years...

    Yah, I have heard paying the minimum due is the easiest way to build a great debt for yourself. And in most cases, credit cards are built to keep you in the dark about the debt building while you are kept in the dark.
    As for repayment, I also have been following the same tactic as you. Use them for points. Pay as soona s the card is used.

    yep. and then points i am saving till i travel, cause they are worth 50% more than if i would just exchange for money.. i now have about 180k points with CHASE (one of major banks here).. worth $1800 as cash. been saving for years since exchanging them for cash became not a life-needed move.. so when i go travel finally they'll be worth $2400 or even more, sometimes up to 75% more.. my money goes LONG WAY...

    Hey are airplanes ticket cheap there? Like how much would it cost for you to fly from east to west coast? For reference a similar distance flight in India would cost around $100-150

    probably same.. if you buy on a special sale half a year ahead, can get $50 a domestic flight or something.. budget airlines even cheaper sometimes.

    Oh I see. But these credit cards are probably making air travel cheaper for you guys with air miles and such. These are not popular in India. Air miles and such, if any are only available on premium cards given out to the rich and HNWs

    yeah but then you gotta have airline card or your bank that issued it for an airline.. those are only flying points, cannot be used on other stuff, they have their own thing.. can get cards for anything. stores, hotels, even restaurants. i have a card that i use for overseas purchases it doesn't charge for currency exchange and for overseas in general, like others do, and it also gives triple points in restaurants.. all kinds of cards..

    I see. I too have one of those credit cards with 0 forex charges that I use for hosting purchases and any international spends.

    it is also useful to bring for international travel, can pay your way thru Europe without extra fees. it just lists my purchases in GPB, EU, $$ etc.

  • bchotbchot Member

    @BasToTheMax said:
    And dinner is ready too, nice!

    you lucky duck..

  • noob404noob404 Member

    @bchot said:

    @noob404 said:

    @Saragoldfarb said:

    @noob404 said:

    @Saragoldfarb said:

    @noob404 said:

    @Saragoldfarb said:

    @noob404 said:
    Anyone else feel like Android keyboard's goten progressively worse over the years?

    Yes. I like android my my keyboard, could do better.

    Yes, I think the keyboard was much better a few years ago.

    Could be brand depending as well.i noticed slight differences.

    Maybe you are right. Just realised I have been using Pixel for the last 5 years or so.

    I had the first pixel but they got too expensive for me. I mean, I could afford it but phones don't survive long enough the way I handle them to spend much money on them :)

    Oh I see. But I believe you got insurance on phones there? New phone for free if yours messes up, right?

    my wife had no insurance. she broke her phone screen to only see flashes of color, nothing else, it's Galaxy s23 ultra, most expensive from lineup. spent $300 to fix screen.. OMG...

    You could have gotten a new phone (not a flagship though) for that price though

  • noob404noob404 Member

    @BasToTheMax said:
    Just got home

    Awesome. What's on the agenda tonight?

  • noob404noob404 Member

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @BasToTheMax said:

    @PuDLeZ said:

    @Saragoldfarb said:

    @bchot said:

    @BasToTheMax said:
    Still waiting for paypal to review my info

    hehe.. paypal reviewed my info back in 2009. haven't had a proper working paypal in my name since

    They once closed my business account. Was a mess to get it reinstated again.

    I've heard of many people/businesses having many issues with PayPal. Luckily, I haven't had any (yet). I actually only have it for the random orders/payments I do as I much rather use PayPal instead of my actual card details.

    Since credit cards aren't really used in the Netherlands, PayPal is like my only option to buy stuff online

    I do remember you mentioning this last year as well or something along the lines. Now, I am curious why no credit card popularity in NL?

    it's smart, without credit cards people will have less debt.

    Exactly. I am just curious if NL government has taken active steps with that intention. If yes, kudos!

    in some countries govt cares for peoples monetary problems. in USA they just want you to be in debt as far as you can get in there.. you can get "credit card" from big retailers that can only be used in their stores. my wife with her shopping has several cards all maxed out. she was able to get some cause of my perfect credit history.. but she's very bad with money, very very very very very very very very very very very very very very bad..

    TIL. There are Governments who take steps to make sure their people aren't in debt due to corporate greed. This is awesome.
    Doesn't it affect her cr dit history or something if the cards are mixed out?

    yeah it does. i use cards to pay for stuff always. but then i pay back in the next few days. it's mostly for points. and no need to carry cash. sometimes if i am not vigilant enough to pay my spent money on time, it goes into credit history, so now my credit score went from 815 down to 812 cause i have 3% of my credit "used up". hers is way below thanks to near 100% usage.. she only pays minimum payment every month. meaning she barely covers interest and doesn't even decrease her 100% usage.. it's a stupid circle.. if you manage to amass too much usage on credit - you end up just paying interest on that spending every month.. and can never recover for years...

    Yah, I have heard paying the minimum due is the easiest way to build a great debt for yourself. And in most cases, credit cards are built to keep you in the dark about the debt building while you are kept in the dark.
    As for repayment, I also have been following the same tactic as you. Use them for points. Pay as soona s the card is used.

    yep. and then points i am saving till i travel, cause they are worth 50% more than if i would just exchange for money.. i now have about 180k points with CHASE (one of major banks here).. worth $1800 as cash. been saving for years since exchanging them for cash became not a life-needed move.. so when i go travel finally they'll be worth $2400 or even more, sometimes up to 75% more.. my money goes LONG WAY...

    Hey are airplanes ticket cheap there? Like how much would it cost for you to fly from east to west coast? For reference a similar distance flight in India would cost around $100-150

    probably same.. if you buy on a special sale half a year ahead, can get $50 a domestic flight or something.. budget airlines even cheaper sometimes.

    Oh I see. But these credit cards are probably making air travel cheaper for you guys with air miles and such. These are not popular in India. Air miles and such, if any are only available on premium cards given out to the rich and HNWs

    yeah but then you gotta have airline card or your bank that issued it for an airline.. those are only flying points, cannot be used on other stuff, they have their own thing.. can get cards for anything. stores, hotels, even restaurants. i have a card that i use for overseas purchases it doesn't charge for currency exchange and for overseas in general, like others do, and it also gives triple points in restaurants.. all kinds of cards..

    I see. I too have one of those credit cards with 0 forex charges that I use for hosting purchases and any international spends.

    it is also useful to bring for international travel, can pay your way thru Europe without extra fees. it just lists my purchases in GPB, EU, $$ etc.

    I have never been out of India :(

  • bchotbchot Member

    @noob404 said:

    @bchot said:

    @noob404 said:

    @Saragoldfarb said:

    @noob404 said:

    @Saragoldfarb said:

    @noob404 said:

    @Saragoldfarb said:

    @noob404 said:
    Anyone else feel like Android keyboard's goten progressively worse over the years?

    Yes. I like android my my keyboard, could do better.

    Yes, I think the keyboard was much better a few years ago.

    Could be brand depending as well.i noticed slight differences.

    Maybe you are right. Just realised I have been using Pixel for the last 5 years or so.

    I had the first pixel but they got too expensive for me. I mean, I could afford it but phones don't survive long enough the way I handle them to spend much money on them :)

    Oh I see. But I believe you got insurance on phones there? New phone for free if yours messes up, right?

    my wife had no insurance. she broke her phone screen to only see flashes of color, nothing else, it's Galaxy s23 ultra, most expensive from lineup. spent $300 to fix screen.. OMG...

    You could have gotten a new phone (not a flagship though) for that price though

    i know, even newest Pixel Pro for just like $400... she just silly with the money...

  • PuDLeZPuDLeZ Member

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @BasToTheMax said:

    @PuDLeZ said:

    @Saragoldfarb said:

    @bchot said:

    @BasToTheMax said:
    Still waiting for paypal to review my info

    hehe.. paypal reviewed my info back in 2009. haven't had a proper working paypal in my name since

    They once closed my business account. Was a mess to get it reinstated again.

    I've heard of many people/businesses having many issues with PayPal. Luckily, I haven't had any (yet). I actually only have it for the random orders/payments I do as I much rather use PayPal instead of my actual card details.

    Since credit cards aren't really used in the Netherlands, PayPal is like my only option to buy stuff online

    I do remember you mentioning this last year as well or something along the lines. Now, I am curious why no credit card popularity in NL?

    it's smart, without credit cards people will have less debt.

    Exactly. I am just curious if NL government has taken active steps with that intention. If yes, kudos!

    in some countries govt cares for peoples monetary problems. in USA they just want you to be in debt as far as you can get in there.. you can get "credit card" from big retailers that can only be used in their stores. my wife with her shopping has several cards all maxed out. she was able to get some cause of my perfect credit history.. but she's very bad with money, very very very very very very very very very very very very very very bad..

    TIL. There are Governments who take steps to make sure their people aren't in debt due to corporate greed. This is awesome.
    Doesn't it affect her cr dit history or something if the cards are mixed out?

    yeah it does. i use cards to pay for stuff always. but then i pay back in the next few days. it's mostly for points. and no need to carry cash. sometimes if i am not vigilant enough to pay my spent money on time, it goes into credit history, so now my credit score went from 815 down to 812 cause i have 3% of my credit "used up". hers is way below thanks to near 100% usage.. she only pays minimum payment every month. meaning she barely covers interest and doesn't even decrease her 100% usage.. it's a stupid circle.. if you manage to amass too much usage on credit - you end up just paying interest on that spending every month.. and can never recover for years...

    Yah, I have heard paying the minimum due is the easiest way to build a great debt for yourself. And in most cases, credit cards are built to keep you in the dark about the debt building while you are kept in the dark.
    As for repayment, I also have been following the same tactic as you. Use them for points. Pay as soona s the card is used.

    yep. and then points i am saving till i travel, cause they are worth 50% more than if i would just exchange for money.. i now have about 180k points with CHASE (one of major banks here).. worth $1800 as cash. been saving for years since exchanging them for cash became not a life-needed move.. so when i go travel finally they'll be worth $2400 or even more, sometimes up to 75% more.. my money goes LONG WAY...

    Hey are airplanes ticket cheap there? Like how much would it cost for you to fly from east to west coast? For reference a similar distance flight in India would cost around $100-150

    probably same.. if you buy on a special sale half a year ahead, can get $50 a domestic flight or something.. budget airlines even cheaper sometimes.

    Oh I see. But these credit cards are probably making air travel cheaper for you guys with air miles and such. These are not popular in India. Air miles and such, if any are only available on premium cards given out to the rich and HNWs

    yeah but then you gotta have airline card or your bank that issued it for an airline.. those are only flying points, cannot be used on other stuff, they have their own thing.. can get cards for anything. stores, hotels, even restaurants. i have a card that i use for overseas purchases it doesn't charge for currency exchange and for overseas in general, like others do, and it also gives triple points in restaurants.. all kinds of cards..

    I see. I too have one of those credit cards with 0 forex charges that I use for hosting purchases and any international spends.

    it is also useful to bring for international travel, can pay your way thru Europe without extra fees. it just lists my purchases in GPB, EU, $$ etc.

    I have never been out of India :(

    I've only ever been to my neighbor to the North (Canada) and to the South (Mexico). Someday I hope to go across the pond!

  • bchotbchot Member

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @BasToTheMax said:

    @PuDLeZ said:

    @Saragoldfarb said:

    @bchot said:

    @BasToTheMax said:
    Still waiting for paypal to review my info

    hehe.. paypal reviewed my info back in 2009. haven't had a proper working paypal in my name since

    They once closed my business account. Was a mess to get it reinstated again.

    I've heard of many people/businesses having many issues with PayPal. Luckily, I haven't had any (yet). I actually only have it for the random orders/payments I do as I much rather use PayPal instead of my actual card details.

    Since credit cards aren't really used in the Netherlands, PayPal is like my only option to buy stuff online

    I do remember you mentioning this last year as well or something along the lines. Now, I am curious why no credit card popularity in NL?

    it's smart, without credit cards people will have less debt.

    Exactly. I am just curious if NL government has taken active steps with that intention. If yes, kudos!

    in some countries govt cares for peoples monetary problems. in USA they just want you to be in debt as far as you can get in there.. you can get "credit card" from big retailers that can only be used in their stores. my wife with her shopping has several cards all maxed out. she was able to get some cause of my perfect credit history.. but she's very bad with money, very very very very very very very very very very very very very very bad..

    TIL. There are Governments who take steps to make sure their people aren't in debt due to corporate greed. This is awesome.
    Doesn't it affect her cr dit history or something if the cards are mixed out?

    yeah it does. i use cards to pay for stuff always. but then i pay back in the next few days. it's mostly for points. and no need to carry cash. sometimes if i am not vigilant enough to pay my spent money on time, it goes into credit history, so now my credit score went from 815 down to 812 cause i have 3% of my credit "used up". hers is way below thanks to near 100% usage.. she only pays minimum payment every month. meaning she barely covers interest and doesn't even decrease her 100% usage.. it's a stupid circle.. if you manage to amass too much usage on credit - you end up just paying interest on that spending every month.. and can never recover for years...

    Yah, I have heard paying the minimum due is the easiest way to build a great debt for yourself. And in most cases, credit cards are built to keep you in the dark about the debt building while you are kept in the dark.
    As for repayment, I also have been following the same tactic as you. Use them for points. Pay as soona s the card is used.

    yep. and then points i am saving till i travel, cause they are worth 50% more than if i would just exchange for money.. i now have about 180k points with CHASE (one of major banks here).. worth $1800 as cash. been saving for years since exchanging them for cash became not a life-needed move.. so when i go travel finally they'll be worth $2400 or even more, sometimes up to 75% more.. my money goes LONG WAY...

    Hey are airplanes ticket cheap there? Like how much would it cost for you to fly from east to west coast? For reference a similar distance flight in India would cost around $100-150

    probably same.. if you buy on a special sale half a year ahead, can get $50 a domestic flight or something.. budget airlines even cheaper sometimes.

    Oh I see. But these credit cards are probably making air travel cheaper for you guys with air miles and such. These are not popular in India. Air miles and such, if any are only available on premium cards given out to the rich and HNWs

    yeah but then you gotta have airline card or your bank that issued it for an airline.. those are only flying points, cannot be used on other stuff, they have their own thing.. can get cards for anything. stores, hotels, even restaurants. i have a card that i use for overseas purchases it doesn't charge for currency exchange and for overseas in general, like others do, and it also gives triple points in restaurants.. all kinds of cards..

    I see. I too have one of those credit cards with 0 forex charges that I use for hosting purchases and any international spends.

    it is also useful to bring for international travel, can pay your way thru Europe without extra fees. it just lists my purchases in GPB, EU, $$ etc.

    I have never been out of India :(

    time will come.. i haven't left USA since i got here either.. for reasons other than you think..

  • bchotbchot Member

    @PuDLeZ said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @BasToTheMax said:

    @PuDLeZ said:

    @Saragoldfarb said:

    @bchot said:

    @BasToTheMax said:
    Still waiting for paypal to review my info

    hehe.. paypal reviewed my info back in 2009. haven't had a proper working paypal in my name since

    They once closed my business account. Was a mess to get it reinstated again.

    I've heard of many people/businesses having many issues with PayPal. Luckily, I haven't had any (yet). I actually only have it for the random orders/payments I do as I much rather use PayPal instead of my actual card details.

    Since credit cards aren't really used in the Netherlands, PayPal is like my only option to buy stuff online

    I do remember you mentioning this last year as well or something along the lines. Now, I am curious why no credit card popularity in NL?

    it's smart, without credit cards people will have less debt.

    Exactly. I am just curious if NL government has taken active steps with that intention. If yes, kudos!

    in some countries govt cares for peoples monetary problems. in USA they just want you to be in debt as far as you can get in there.. you can get "credit card" from big retailers that can only be used in their stores. my wife with her shopping has several cards all maxed out. she was able to get some cause of my perfect credit history.. but she's very bad with money, very very very very very very very very very very very very very very bad..

    TIL. There are Governments who take steps to make sure their people aren't in debt due to corporate greed. This is awesome.
    Doesn't it affect her cr dit history or something if the cards are mixed out?

    yeah it does. i use cards to pay for stuff always. but then i pay back in the next few days. it's mostly for points. and no need to carry cash. sometimes if i am not vigilant enough to pay my spent money on time, it goes into credit history, so now my credit score went from 815 down to 812 cause i have 3% of my credit "used up". hers is way below thanks to near 100% usage.. she only pays minimum payment every month. meaning she barely covers interest and doesn't even decrease her 100% usage.. it's a stupid circle.. if you manage to amass too much usage on credit - you end up just paying interest on that spending every month.. and can never recover for years...

    Yah, I have heard paying the minimum due is the easiest way to build a great debt for yourself. And in most cases, credit cards are built to keep you in the dark about the debt building while you are kept in the dark.
    As for repayment, I also have been following the same tactic as you. Use them for points. Pay as soona s the card is used.

    yep. and then points i am saving till i travel, cause they are worth 50% more than if i would just exchange for money.. i now have about 180k points with CHASE (one of major banks here).. worth $1800 as cash. been saving for years since exchanging them for cash became not a life-needed move.. so when i go travel finally they'll be worth $2400 or even more, sometimes up to 75% more.. my money goes LONG WAY...

    Hey are airplanes ticket cheap there? Like how much would it cost for you to fly from east to west coast? For reference a similar distance flight in India would cost around $100-150

    probably same.. if you buy on a special sale half a year ahead, can get $50 a domestic flight or something.. budget airlines even cheaper sometimes.

    Oh I see. But these credit cards are probably making air travel cheaper for you guys with air miles and such. These are not popular in India. Air miles and such, if any are only available on premium cards given out to the rich and HNWs

    yeah but then you gotta have airline card or your bank that issued it for an airline.. those are only flying points, cannot be used on other stuff, they have their own thing.. can get cards for anything. stores, hotels, even restaurants. i have a card that i use for overseas purchases it doesn't charge for currency exchange and for overseas in general, like others do, and it also gives triple points in restaurants.. all kinds of cards..

    I see. I too have one of those credit cards with 0 forex charges that I use for hosting purchases and any international spends.

    it is also useful to bring for international travel, can pay your way thru Europe without extra fees. it just lists my purchases in GPB, EU, $$ etc.

    I have never been out of India :(

    I've only ever been to my neighbor to the North (Canada) and to the South (Mexico). Someday I hope to go across the pond!

    besides here i only been to Turkey in 1996.. and even here i never been to west coast.. although east coast and central - i've been everywhere man.. =)

  • PuDLeZPuDLeZ Member

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @Saragoldfarb said:

    @noob404 said:

    @Saragoldfarb said:

    @noob404 said:

    @Saragoldfarb said:

    @noob404 said:
    Anyone else feel like Android keyboard's goten progressively worse over the years?

    Yes. I like android my my keyboard, could do better.

    Yes, I think the keyboard was much better a few years ago.

    Could be brand depending as well.i noticed slight differences.

    Maybe you are right. Just realised I have been using Pixel for the last 5 years or so.

    I had the first pixel but they got too expensive for me. I mean, I could afford it but phones don't survive long enough the way I handle them to spend much money on them :)

    Oh I see. But I believe you got insurance on phones there? New phone for free if yours messes up, right?

    my wife had no insurance. she broke her phone screen to only see flashes of color, nothing else, it's Galaxy s23 ultra, most expensive from lineup. spent $300 to fix screen.. OMG...

    You could have gotten a new phone (not a flagship though) for that price though

    i know, even newest Pixel Pro for just like $400... she just silly with the money...

    I like pixels though their flagships have gotten closer to other flagships. Though the biggest thing with them if you get a "vanilla" android experience, frequent updates, and decent hardware. Plus, if you prefer alternative android versions or even more hardened ones (like graphene os), you can easily do it unless you get the Verizon model (they lock the bootloader. This is not the same thing as carrier locked/unlocked)

  • bchotbchot Member

    ok using this calm i am signing off.. maybe get back later tonight.. gonna watch TV..

    take care, y'all

  • PuDLeZPuDLeZ Member

    @bchot said:
    ok using this calm i am signing off.. maybe get back later tonight.. gonna watch TV..

    take care, y'all

    later dude!

    Thanked by 1bchot
  • bchotbchot Member

    @PuDLeZ said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @Saragoldfarb said:

    @noob404 said:

    @Saragoldfarb said:

    @noob404 said:

    @Saragoldfarb said:

    @noob404 said:
    Anyone else feel like Android keyboard's goten progressively worse over the years?

    Yes. I like android my my keyboard, could do better.

    Yes, I think the keyboard was much better a few years ago.

    Could be brand depending as well.i noticed slight differences.

    Maybe you are right. Just realised I have been using Pixel for the last 5 years or so.

    I had the first pixel but they got too expensive for me. I mean, I could afford it but phones don't survive long enough the way I handle them to spend much money on them :)

    Oh I see. But I believe you got insurance on phones there? New phone for free if yours messes up, right?

    my wife had no insurance. she broke her phone screen to only see flashes of color, nothing else, it's Galaxy s23 ultra, most expensive from lineup. spent $300 to fix screen.. OMG...

    You could have gotten a new phone (not a flagship though) for that price though

    i know, even newest Pixel Pro for just like $400... she just silly with the money...

    I like pixels though their flagships have gotten closer to other flagships. Though the biggest thing with them if you get a "vanilla" android experience, frequent updates, and decent hardware. Plus, if you prefer alternative android versions or even more hardened ones (like graphene os), you can easily do it unless you get the Verizon model (they lock the bootloader. This is not the same thing as carrier locked/unlocked)

    i get those with max discount via Google Fi wireless.. but never got a Pixel myself. just know now is the time can get one cheapest.

    Thanked by 1PuDLeZ
  • noob404noob404 Member

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @Saragoldfarb said:

    @noob404 said:

    @Saragoldfarb said:

    @noob404 said:

    @Saragoldfarb said:

    @noob404 said:
    Anyone else feel like Android keyboard's goten progressively worse over the years?

    Yes. I like android my my keyboard, could do better.

    Yes, I think the keyboard was much better a few years ago.

    Could be brand depending as well.i noticed slight differences.

    Maybe you are right. Just realised I have been using Pixel for the last 5 years or so.

    I had the first pixel but they got too expensive for me. I mean, I could afford it but phones don't survive long enough the way I handle them to spend much money on them :)

    Oh I see. But I believe you got insurance on phones there? New phone for free if yours messes up, right?

    my wife had no insurance. she broke her phone screen to only see flashes of color, nothing else, it's Galaxy s23 ultra, most expensive from lineup. spent $300 to fix screen.. OMG...

    You could have gotten a new phone (not a flagship though) for that price though

    i know, even newest Pixel Pro for just like $400... she just silly with the money...

    Oh, maybe she just loves the Samsung ecosystem. I have a cousin who is that way

  • noob404noob404 Member

    @PuDLeZ said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @BasToTheMax said:

    @PuDLeZ said:

    @Saragoldfarb said:

    @bchot said:

    @BasToTheMax said:
    Still waiting for paypal to review my info

    hehe.. paypal reviewed my info back in 2009. haven't had a proper working paypal in my name since

    They once closed my business account. Was a mess to get it reinstated again.

    I've heard of many people/businesses having many issues with PayPal. Luckily, I haven't had any (yet). I actually only have it for the random orders/payments I do as I much rather use PayPal instead of my actual card details.

    Since credit cards aren't really used in the Netherlands, PayPal is like my only option to buy stuff online

    I do remember you mentioning this last year as well or something along the lines. Now, I am curious why no credit card popularity in NL?

    it's smart, without credit cards people will have less debt.

    Exactly. I am just curious if NL government has taken active steps with that intention. If yes, kudos!

    in some countries govt cares for peoples monetary problems. in USA they just want you to be in debt as far as you can get in there.. you can get "credit card" from big retailers that can only be used in their stores. my wife with her shopping has several cards all maxed out. she was able to get some cause of my perfect credit history.. but she's very bad with money, very very very very very very very very very very very very very very bad..

    TIL. There are Governments who take steps to make sure their people aren't in debt due to corporate greed. This is awesome.
    Doesn't it affect her cr dit history or something if the cards are mixed out?

    yeah it does. i use cards to pay for stuff always. but then i pay back in the next few days. it's mostly for points. and no need to carry cash. sometimes if i am not vigilant enough to pay my spent money on time, it goes into credit history, so now my credit score went from 815 down to 812 cause i have 3% of my credit "used up". hers is way below thanks to near 100% usage.. she only pays minimum payment every month. meaning she barely covers interest and doesn't even decrease her 100% usage.. it's a stupid circle.. if you manage to amass too much usage on credit - you end up just paying interest on that spending every month.. and can never recover for years...

    Yah, I have heard paying the minimum due is the easiest way to build a great debt for yourself. And in most cases, credit cards are built to keep you in the dark about the debt building while you are kept in the dark.
    As for repayment, I also have been following the same tactic as you. Use them for points. Pay as soona s the card is used.

    yep. and then points i am saving till i travel, cause they are worth 50% more than if i would just exchange for money.. i now have about 180k points with CHASE (one of major banks here).. worth $1800 as cash. been saving for years since exchanging them for cash became not a life-needed move.. so when i go travel finally they'll be worth $2400 or even more, sometimes up to 75% more.. my money goes LONG WAY...

    Hey are airplanes ticket cheap there? Like how much would it cost for you to fly from east to west coast? For reference a similar distance flight in India would cost around $100-150

    probably same.. if you buy on a special sale half a year ahead, can get $50 a domestic flight or something.. budget airlines even cheaper sometimes.

    Oh I see. But these credit cards are probably making air travel cheaper for you guys with air miles and such. These are not popular in India. Air miles and such, if any are only available on premium cards given out to the rich and HNWs

    yeah but then you gotta have airline card or your bank that issued it for an airline.. those are only flying points, cannot be used on other stuff, they have their own thing.. can get cards for anything. stores, hotels, even restaurants. i have a card that i use for overseas purchases it doesn't charge for currency exchange and for overseas in general, like others do, and it also gives triple points in restaurants.. all kinds of cards..

    I see. I too have one of those credit cards with 0 forex charges that I use for hosting purchases and any international spends.

    it is also useful to bring for international travel, can pay your way thru Europe without extra fees. it just lists my purchases in GPB, EU, $$ etc.

    I have never been out of India :(

    I've only ever been to my neighbor to the North (Canada) and to the South (Mexico). Someday I hope to go across the pond!

    Me as well, dude. I wanna travel the world as well.

  • bchotbchot Member

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @Saragoldfarb said:

    @noob404 said:

    @Saragoldfarb said:

    @noob404 said:

    @Saragoldfarb said:

    @noob404 said:
    Anyone else feel like Android keyboard's goten progressively worse over the years?

    Yes. I like android my my keyboard, could do better.

    Yes, I think the keyboard was much better a few years ago.

    Could be brand depending as well.i noticed slight differences.

    Maybe you are right. Just realised I have been using Pixel for the last 5 years or so.

    I had the first pixel but they got too expensive for me. I mean, I could afford it but phones don't survive long enough the way I handle them to spend much money on them :)

    Oh I see. But I believe you got insurance on phones there? New phone for free if yours messes up, right?

    my wife had no insurance. she broke her phone screen to only see flashes of color, nothing else, it's Galaxy s23 ultra, most expensive from lineup. spent $300 to fix screen.. OMG...

    You could have gotten a new phone (not a flagship though) for that price though

    i know, even newest Pixel Pro for just like $400... she just silly with the money...

    Oh, maybe she just loves the Samsung ecosystem. I have a cousin who is that way

    she don't use PC, only phone, so everything is on that phone.. that's probably it.. pics, contacts, etc..

  • bchotbchot Member

    ok ok i am off now for real..

  • noob404noob404 Member

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @BasToTheMax said:

    @PuDLeZ said:

    @Saragoldfarb said:

    @bchot said:

    @BasToTheMax said:
    Still waiting for paypal to review my info

    hehe.. paypal reviewed my info back in 2009. haven't had a proper working paypal in my name since

    They once closed my business account. Was a mess to get it reinstated again.

    I've heard of many people/businesses having many issues with PayPal. Luckily, I haven't had any (yet). I actually only have it for the random orders/payments I do as I much rather use PayPal instead of my actual card details.

    Since credit cards aren't really used in the Netherlands, PayPal is like my only option to buy stuff online

    I do remember you mentioning this last year as well or something along the lines. Now, I am curious why no credit card popularity in NL?

    it's smart, without credit cards people will have less debt.

    Exactly. I am just curious if NL government has taken active steps with that intention. If yes, kudos!

    in some countries govt cares for peoples monetary problems. in USA they just want you to be in debt as far as you can get in there.. you can get "credit card" from big retailers that can only be used in their stores. my wife with her shopping has several cards all maxed out. she was able to get some cause of my perfect credit history.. but she's very bad with money, very very very very very very very very very very very very very very bad..

    TIL. There are Governments who take steps to make sure their people aren't in debt due to corporate greed. This is awesome.
    Doesn't it affect her cr dit history or something if the cards are mixed out?

    yeah it does. i use cards to pay for stuff always. but then i pay back in the next few days. it's mostly for points. and no need to carry cash. sometimes if i am not vigilant enough to pay my spent money on time, it goes into credit history, so now my credit score went from 815 down to 812 cause i have 3% of my credit "used up". hers is way below thanks to near 100% usage.. she only pays minimum payment every month. meaning she barely covers interest and doesn't even decrease her 100% usage.. it's a stupid circle.. if you manage to amass too much usage on credit - you end up just paying interest on that spending every month.. and can never recover for years...

    Yah, I have heard paying the minimum due is the easiest way to build a great debt for yourself. And in most cases, credit cards are built to keep you in the dark about the debt building while you are kept in the dark.
    As for repayment, I also have been following the same tactic as you. Use them for points. Pay as soona s the card is used.

    yep. and then points i am saving till i travel, cause they are worth 50% more than if i would just exchange for money.. i now have about 180k points with CHASE (one of major banks here).. worth $1800 as cash. been saving for years since exchanging them for cash became not a life-needed move.. so when i go travel finally they'll be worth $2400 or even more, sometimes up to 75% more.. my money goes LONG WAY...

    Hey are airplanes ticket cheap there? Like how much would it cost for you to fly from east to west coast? For reference a similar distance flight in India would cost around $100-150

    probably same.. if you buy on a special sale half a year ahead, can get $50 a domestic flight or something.. budget airlines even cheaper sometimes.

    Oh I see. But these credit cards are probably making air travel cheaper for you guys with air miles and such. These are not popular in India. Air miles and such, if any are only available on premium cards given out to the rich and HNWs

    yeah but then you gotta have airline card or your bank that issued it for an airline.. those are only flying points, cannot be used on other stuff, they have their own thing.. can get cards for anything. stores, hotels, even restaurants. i have a card that i use for overseas purchases it doesn't charge for currency exchange and for overseas in general, like others do, and it also gives triple points in restaurants.. all kinds of cards..

    I see. I too have one of those credit cards with 0 forex charges that I use for hosting purchases and any international spends.

    it is also useful to bring for international travel, can pay your way thru Europe without extra fees. it just lists my purchases in GPB, EU, $$ etc.

    I have never been out of India :(

    time will come.. i haven't left USA since i got here either.. for reasons other than you think..

    Oh. Maybe 10 years from now, the RackNerd Hype Squad could go on a world trip together :)

  • noob404noob404 Member

    @bchot said:
    ok using this calm i am signing off.. maybe get back later tonight.. gonna watch TV..

    take care, y'all

    It was great chatting with you, bchot. Have a nice day

  • noob404noob404 Member

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @Saragoldfarb said:

    @noob404 said:

    @Saragoldfarb said:

    @noob404 said:

    @Saragoldfarb said:

    @noob404 said:
    Anyone else feel like Android keyboard's goten progressively worse over the years?

    Yes. I like android my my keyboard, could do better.

    Yes, I think the keyboard was much better a few years ago.

    Could be brand depending as well.i noticed slight differences.

    Maybe you are right. Just realised I have been using Pixel for the last 5 years or so.

    I had the first pixel but they got too expensive for me. I mean, I could afford it but phones don't survive long enough the way I handle them to spend much money on them :)

    Oh I see. But I believe you got insurance on phones there? New phone for free if yours messes up, right?

    my wife had no insurance. she broke her phone screen to only see flashes of color, nothing else, it's Galaxy s23 ultra, most expensive from lineup. spent $300 to fix screen.. OMG...

    You could have gotten a new phone (not a flagship though) for that price though

    i know, even newest Pixel Pro for just like $400... she just silly with the money...

    Oh, maybe she just loves the Samsung ecosystem. I have a cousin who is that way

    she don't use PC, only phone, so everything is on that phone.. that's probably it.. pics, contacts, etc..

    Yah, and those S series phones are really powerful.

  • PuDLeZPuDLeZ Member

    @bchot said:

    @PuDLeZ said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @Saragoldfarb said:

    @noob404 said:

    @Saragoldfarb said:

    @noob404 said:

    @Saragoldfarb said:

    @noob404 said:
    Anyone else feel like Android keyboard's goten progressively worse over the years?

    Yes. I like android my my keyboard, could do better.

    Yes, I think the keyboard was much better a few years ago.

    Could be brand depending as well.i noticed slight differences.

    Maybe you are right. Just realised I have been using Pixel for the last 5 years or so.

    I had the first pixel but they got too expensive for me. I mean, I could afford it but phones don't survive long enough the way I handle them to spend much money on them :)

    Oh I see. But I believe you got insurance on phones there? New phone for free if yours messes up, right?

    my wife had no insurance. she broke her phone screen to only see flashes of color, nothing else, it's Galaxy s23 ultra, most expensive from lineup. spent $300 to fix screen.. OMG...

    You could have gotten a new phone (not a flagship though) for that price though

    i know, even newest Pixel Pro for just like $400... she just silly with the money...

    I like pixels though their flagships have gotten closer to other flagships. Though the biggest thing with them if you get a "vanilla" android experience, frequent updates, and decent hardware. Plus, if you prefer alternative android versions or even more hardened ones (like graphene os), you can easily do it unless you get the Verizon model (they lock the bootloader. This is not the same thing as carrier locked/unlocked)

    i get those with max discount via Google Fi wireless.. but never got a Pixel myself. just know now is the time can get one cheapest.

    Yeah, their BF stuff is the best time if you want one though if you're fine without getting the latest model, it's also good when their next gen is released as well. Ever since trade-in values basically turned to nothing, I've been one to wait forever to upgrade when it's actually worth it. I do miss the old trade-in values, where you could basically get the latest generation for like $100

  • sunsinesunsine Member

    Hi. I would like to double the bandwidth.
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  • xingzhangxingzhang Member

    Hello, I would like to double my bandwidth.
    Order Number:5362665055
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  • PuDLeZPuDLeZ Member

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @bchot said:

    @noob404 said:

    @Saragoldfarb said:

    @noob404 said:

    @Saragoldfarb said:

    @noob404 said:

    @Saragoldfarb said:

    @noob404 said:
    Anyone else feel like Android keyboard's goten progressively worse over the years?

    Yes. I like android my my keyboard, could do better.

    Yes, I think the keyboard was much better a few years ago.

    Could be brand depending as well.i noticed slight differences.

    Maybe you are right. Just realised I have been using Pixel for the last 5 years or so.

    I had the first pixel but they got too expensive for me. I mean, I could afford it but phones don't survive long enough the way I handle them to spend much money on them :)

    Oh I see. But I believe you got insurance on phones there? New phone for free if yours messes up, right?

    my wife had no insurance. she broke her phone screen to only see flashes of color, nothing else, it's Galaxy s23 ultra, most expensive from lineup. spent $300 to fix screen.. OMG...

    You could have gotten a new phone (not a flagship though) for that price though

    i know, even newest Pixel Pro for just like $400... she just silly with the money...

    Oh, maybe she just loves the Samsung ecosystem. I have a cousin who is that way

    she don't use PC, only phone, so everything is on that phone.. that's probably it.. pics, contacts, etc..

    Yeah, I'm guessing she's just really into the Smasung ecosystem and likes it. If she bought a ton of apps in Samsung's store instead of the regular play store, then it will be best if she sticks with them since the Galaxy store isn't available on other devices.

  • nanni85nanni85 Member

    @dustinc said:

    @nanni85 said:
    Hello,
    I’m interested in the “2.5 GB KVM VPS – $18.66 per year” offer.
    Before ordering, could you please confirm what the renewal price will be after 1 year (or after 2 years)?

    Hi @nanni85 -- great question, and happy to clarify this for you :)

    That 2.5 GB KVM VPS promo renews at the same $18.66/year rate, so rest assured you won't be looking at any surprise increases down the road.

    If you end up grabbing one, feel free to post in this thread your order # for free double bandwidth as well -- we’ll take care of you :)

    Hello @dustinc and thank you!
    my orders:

    2559702680 and #8679272997

  • noob404noob404 Member

    Okay guys, it's time for me to leave as well. See y'all tomorrow. Really tired. Gotta get my 8 hours sleep now.

  • schraugerschrauger Member

    @noob404 said:
    Okay guys, it's time for me to leave as well. See y'all tomorrow. Really tired. Gotta get my 8 hours sleep now.

    But if you leave, the other thread will catch up and beat us!

  • BasToTheMaxBasToTheMax Member

    @noob404 said:

    @BasToTheMax said:
    Just got home

    Awesome. What's on the agenda tonight?

    Ehh not much. Going to bed early but don't know what time exactly

  • PuDLeZPuDLeZ Member

    @noob404 said:
    Okay guys, it's time for me to leave as well. See y'all tomorrow. Really tired. Gotta get my 8 hours sleep now.

    g'night dude!

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