How do you protect yourself from scammers?

Comments

• rcy026 Member

  December 2024

  @MivoCloud said:

  These are banks with really bad support, as a rule they try to close them, but damn they are

  Can you give an example of such a bank? I have never heard of it and I highly doubt it exists in any even moderately developed country, but since you know about it could you please name one?
• ralf Member

  December 2024

  @rcy026 said:

  @MivoCloud said:

  @rcy026 said:

  @MivoCloud said:

  It's kind of tinny, by the way, with regard to this, I've made a habit of never answering Yes when answering a call. It turns out that your yes may be enough for scammers to withdraw money from the bank

  What in the inbreed cousinfucking idiocracy kind of bank do you have??
  Sometimes I feel like I have to prove my identity in 11 different ways and show up in person at a local bank office, with a relative, twice, before my bank even shows me how much money I have on my account. And you say that your bank allows withdrawals by simply hearing a random recorded "yes"?

  THAT'S RIGHT, I'm shocked with banks that work this way, but rather the fact is that there are normal banks that require different ways of confirmation, and there are those that just need to tell the date of birth, place of residence and ask to withdraw money. I am already silent about what is happening in Russia

  What banks work that way, and in what country? And what kind of numbnut would use such a bank?

  Fairly big international banks, that frankly should know better. e.g. HSBC: https://hsbc.co.uk/ways-to-bank/phone-banking/#:~:text=Call%2008000%20852%20380.,your%20account%20through%20telephone%20banking.
• Levi Member

  December 2024

  @ralf said:

  @rcy026 said:

  @MivoCloud said:

  @rcy026 said:

  @MivoCloud said:

  It's kind of tinny, by the way, with regard to this, I've made a habit of never answering Yes when answering a call. It turns out that your yes may be enough for scammers to withdraw money from the bank

  What in the inbreed cousinfucking idiocracy kind of bank do you have??
  Sometimes I feel like I have to prove my identity in 11 different ways and show up in person at a local bank office, with a relative, twice, before my bank even shows me how much money I have on my account. And you say that your bank allows withdrawals by simply hearing a random recorded "yes"?

  THAT'S RIGHT, I'm shocked with banks that work this way, but rather the fact is that there are normal banks that require different ways of confirmation, and there are those that just need to tell the date of birth, place of residence and ask to withdraw money. I am already silent about what is happening in Russia

  What banks work that way, and in what country? And what kind of numbnut would use such a bank?

  Fairly big international banks, that frankly should know better. e.g. HSBC: https://hsbc.co.uk/ways-to-bank/phone-banking/#:~:text=Call%2008000%20852%20380.,your%20account%20through%20telephone%20banking.

  Damn, slammed him hard :-/
• comXyz Member

  December 2024

  empty pocket ...
• rcy026 Member

  December 2024

  @ralf said:

  @rcy026 said:
  What banks work that way, and in what country? And what kind of numbnut would use such a bank?

  Fairly big international banks, that frankly should know better. e.g. HSBC: https://hsbc.co.uk/ways-to-bank/phone-banking/#:~:text=Call%2008000%20852%20380.,your%20account%20through%20telephone%20banking.

  Well, it's not as easy as just a recorded "yes", but I'll concede the point.
  I had no idea this existed, what the f*ck is wrong with people?

  We do have some automatic banking via phone here in Sweden as well, but it's very basic and it requires 2FA before doing anything. And as far as I can tell a lot of banks are shutting it down, most people never used it and the few that did are dead or will be very soon.