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US Hosts Owners - Insurance on your Gear
Since my new datacenter required us to have liability insurance which was pretty cheap with liberty mutual, but they said the server insurance would be more difficult to figure out. What providers do you know of that would insure servers and what are the general costs you're seeing for this.
Comments
Not just US hosts Any host that owns there own equipment should have some kind of insurance for it. its completely stupid if they dont
All depends on how much gear you have, when you have more gear that you could easily replace with the money you have, then it's time to get insurance.
Probably
Cost per server
+
Cost per server to maintain
x12
http://www.techinsurance.com/sample-quotes/small-consulting-company/
http://rpsins.com/
We've been going through them for years now; no hassle. Servers/IT equipment are insured based on replacement cost. Our coverage is with the Hartford and Great American.
Our stuff's insured through http://usli.com
Got a 1 million liability policy, 50k server coverage, and a few other addons for 500 a year through the hartford. Through techinsurance.com
Does your DC require 1Mil in liability?
Yes, it appears to be pretty standard. If you have them rack your servers and it falls on their foot they can sue you. If you accidentally nock a laptop of theirs or trip over a cable causing an outage they can sue you. 500 a year is not a lot and it came with disaster insurance and coverage etc as well.
Most do.
I know it is required, I was asking about the amount specifically.
Here's the coverage I was quoted @ 500yr. Insurance backed by the Hartford.
Liability Coverage: Bodily Injury and Property Damage
$ 1,000,000
General Liability per Occurrence
$ 2,000,000
General Liability Annual Aggregate
$ 1,000,000
Personal & Advertising Injury per Occurrence
$ 2,000,000
Products Completed Operations Aggregate
$ 1,000,000
Damage to Premises Rented to you
$ 10,000
Medical
Property Coverage: Your Property and Your Client's Property in Your Possession
$250
Property Claim Deductible
Address Removed
$10,000
Business Property (Including Computers & Media)
$50,000
Business Computers & Media *
$5,000
Laptop Computer - World-Wide
*You have requested $10,000 in computer coverage. A package endorsement has been added to provide this coverage for the optimal price/value. To see a summary of all property coverage, including computers and media, visit (http://www.techinsurance.com/quote/coverages/TECHX.pdf)
Address removed
$10,000
Business Property (Including Computers & Media)
$50,000
Business Computers & Media *
$5,000
Laptop Computer - World-Wide
*You have requested $30,000 in computer coverage. A package endorsement has been added to provide this coverage for the optimal price/value. To see a summary of all property coverage, including computers and media, visit (http://www.techinsurance.com/quote/coverages/TECHX.pdf)
Jeesh, It's not like that over here.
@Jacob
USA & 'sue the s%#* out of you' go hand in hand
Its liability insurance not full coverage, cheap cheap. I pay like 8$/m for my motorcycle liability.
@FRCorey
I went through their quote process to compare rates and I got the same quote.
A day later they emailed me and said they could not cover because we have adult content hosted.. lol