From what I can see merchant gateways like authorize.net don't work with merchant accounts from HSBC HK, etc. I'd be curious if you have a recommendation on an HK gateway that works with an HK accoun

This said, you can also use Skrill/Moneybookers merchant service or any other "global" processor like 2CO or Paypal. If you are an EU resident, Skrill gives you the added benefit of

Merchants who receive both macro and micro payments should maintain two separate accounts:

@nutjob pretty much! Grab yourself a server like the HP N40L that runs any dist of Linux and you have yourself a server and not a bad one at that it packs a dual core AMD at 2.0ghz and 2GB of RAM I be

if (isset($_SESSION['merchant_id'])) { // if the Merchant is logged in

And I do not pretend to understand their reasoning. I can only "guess" that it cost more to refund it (depending on their merchant account).

I think the problem is popularity and uptake. If only a few people use it, your money as a merchant will be stuck there. Not worth taking minor sums out.

@MartinD yep it is a merchant account, the reserve is not a big problem, I hardly ever touch the funds in Moenybookers to begin with it just builds up in there.

@AnthonySmith are you a merchant with them? If so you can renegotiate the reserve period and amount without too much hassle.

(Quote)

because I've spent the last month sorting out merchant status with them. They wanted to impose all kinds of restrictions and reserves that I wasn't prepares to agree to. Eventually we came to a mutua

I'm going to start looking into Merchant accounts to accept Debit/Credit cards.

Merchant Services

I think the primary issue is that the entire Paypal feature is extremely user-unfriendly both from a customer and merchant perspective. Why would anyone want to keep sending money somewhere when they

(Quote)

(Quote)

(Quote)

@2Checkout Your merchant fees are shocking, we racked up over $2K+ in fees last year.

(Quote)

To address the conversations about our rates, we wanted to let you know our fees for US sellers have changed to 2.9%+30¢ per transaction. Other countries remain at 5.5%+45¢. However we bundle our rate