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That is why I used paypal instead of using the card info directly. With paypal you can block and report merchant.

This is why I do what I do, getting high risk merchant accounts for hosting companies, I can get some prem rates too (Image)

% of money from, what they deem as, higher risk merchant, something @cociu is complaining oh so vocally about - this is a good example why they do it and why they are reasonable to do so.

@seriesn is correct if there is no rolling reserve the Merchant Provider/PSP or PayPal foot the bill.

Usually, credit card merchants/bank/paypal foots the bill and goes after the vendor afterwards.

Buyer Protection is like an insurance. You will get your money back, PayPal tries to get it from the merchant and does pay it from their own funds if the merchant is insolvent.

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Depending on the merchant's relationship and trading history, or the time frame paypal may deny refund requests, however, if multiple buyers start disputing within similar time frame, chances are that

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I don't sell hosting...well not in the way it's sold here but for a chargeback they usually ask the merchant for documentation. If the merchant provider decides you were right the merchant keeps the

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With a credit card charge you basically can make up any bullshit excuse for a refund. I have had a merchant account since 1993, I have had a little experience.

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And, we would be talking about a risk for the merchant here. If you paid with PayPal, and they sent the crypto, they'd be f*ked if you charged back/disputed/etc (not saying you would, though).

This is what I’m reading for pages now. These people feel entitled to anything because they’ve spent some dollars. But guess what: the merchant decides what they sell, how they sell it, to whom they s

Thanks. I will have a look at it. I don't use Square, because I have merchant accounts that provide better rates, but this sounds like it would work too.

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