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besides that you right, here in USA they actually sometimes buy off unpaid taxes debt from government, or maybe forced to buy, anyways - this is a type of debt they are not allowed to harass you about

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everyone should help little people with big debts.. it's uncanny

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My biggest concern with debt is, it's relatively cheap here to loan money. Low interest rates . So was making some upgrades to the house, contractor like, you can take out a (longer term) loan. Just s

That can't be done here fortunately, not with private debt anyway.

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We're not accustomed buying things on credit. Sure, some people take out loans but little people dealing with CC debts.

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